Wedding insurance helps make things right when something goes wrong.
You’ve always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that can go wrong – things beyond your control. Weddings are a big investment, costing an average of$30,000*. As such, Wedding insurance is more important than ever. After all, you wouldn’t buy a new car that costs that much without insuring it against damage.
For as little as $160, your wedding insurance policy can cover a variety of solutions such as:
No Dress
Repair or replacement cost can cover you in case of loss or damage to the bride’s wedding gown or groom’s tuxedo.
Lost deposits
We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up
Lost Rings
You can receive repair or replacement cost for lost or stolen wedding bands.
Severe weather
If severe weather (such as a hurricane or flood) forces you to postpone your wedding, we can provide reimbursement for certain non-recoverable expenses.
Reimbursement
Reimbursements are available if a necessary and unavoidable cancellation or postponement of the event occurs. Reimbursement is available for transportation, food, catering services, property, and equipment rentals, hall and location rentals, and more.
Ruined photos
If your photographer’s film is defective, or negatives are lost or damaged, we can help cover the cost to retake new photos.
Call to duty
What if the bride or groom unexpectedly receives a call to active duty, or their military service leave gets revoked? We can provide reimbursement for non-recoverable expenses in case the bride or groom has to miss the event for these reasons.
Damaged gifts
You can get repair or replacement cost for if your wedding gifts get damaged.
Sudden illness
If you need to postpone your wedding because sudden illness prevents the bride, groom, or their parents from attending, you can receive reimbursement for certain non-recoverable expenses.
Venue requires insurance
You can add liability coverage to protect yourself in the event of a guest injury or damage to property.
Liquor liability
You can add coverage to protect yourself against liability arising from alcohol-related occurrences. It’s an individual liability option, and subject to policy conditions and exclusions.
Additional Expense
If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost, up to 25% of the original contract price.
Considering Wedding Insurance?
To find out more about wedding insurance, call your AAA Insurance Professional or 1-866-222-7868 to discuss your coverage options.