If a fire, flood, earthquake, or some other natural disaster were to destroy or damage your home, would you have the right insurance coverage to rebuild your house? Homeowner and Renter insurance coverage can be confusing, learn more about the basics and what is typically covered and what is not. Homeowner and Renter Insurance, what’s …
How To Get The Best Insurance Deal
8 Questions to Ask Your Agent EMERYVILLE, Calif., DATE – Being a smart shopper isn’t just for buying vegetables and ground beef. When purchasing insurance, AAA Northern California, Nevada & Utah (NCNU) suggests you do some homework in advance. That way, you can get the best value for your money. Insurance can be complicated, and …
Tips to Properly Insure Valuables
Jewelry sales more than double in December than any other month, according the U.S. Census Bureau. Expensive holiday gifts are a good reason to review insurance coverage as we move into 2014, advises the Insurance Information Institute (I.I.I.). It’s a perfect time to ensure you properly insure your valuables. Standard homeowners and renters insurance policies …
Weathering Storm Damage
AAA Says, Prepare by Understanding What Your Insurance May Cover From frozen pipes and fallen trees to caved-in roofs and broken windows, storms can wreak havoc on your home and automobiles. AAA suggests that homeowners and renters check their insurance policies to see what is covered. “When high winds begin to howl or layers of …
Prevent Dog Bites – And a Lawsuit: Cost of Dog Bite Claims going up
Dog bites accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2012, costing more than $489 million, according to the Insurance Information Institute (I.I.I.) and State Farm, the largest writer of homeowners insurance in the United States. An analysis of homeowners insurance data by the I.I.I. found that while …
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Your Assets May Not Be as Protected as You Think
Does this sound like you? Do you: Own your home? Own an auto, boat, motorcycle, snowmobile, jet ski, or other recreational vehicle? Have teenage drivers in your family? Live in a nice neighborhood or drive an expensive vehicle? If any of these apply to you, there is always a chance that, despite your best precautions …
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If a Tree Falls on Your House, Are You Covered?
Have you ever wondered whether your homeowners insurance covers you if a tree falls on your house? The answer is quite straightforward. If a tree hits a home or other insured structure such as a detached garage, standard homeowners insurance policies provide coverage for the damage the tree does to the structure and the contents …
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